Business Gold Rewards Card from American Express OPEN

5 Reviews

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Business Gold Rewards Card from American Express OPEN

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Business Gold Rewards Card from American Express OPEN

5 Reviews

Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
Terms and limitations apply
Get 3x points - Choose 1 out of 5 categories
Plus, 2X points on the 4 remaining categories and 1X points on other purchases
3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
No foreign transaction fees
$0 introductory annual fee for the first year, then $175
Visit our credit card partner’s site in order to learn more and securely apply for the Business Gold Rewards Card from American Express OPEN

Annual Fee:

$0 intro, $175 after first year

Purchase Intro APR:

N/A

Purchase Regular APR:

N/A

Balance Transfer Intro APR:

N/A

Balance Transfer Regular APR:

N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate	N/A
Cash Advance Fee	N/A
Late Fee	See Terms*
Penalty APR	N/A
Balance Transfer Fee	N/A
Foreign Transaction Fee	None
Return Payment Fee	$38

Rewards

Sign-Up Bonus

Earn 50,000 points after you spend $5,000 in 3 months.

All Purchases

1 point per dollar

No cap on spending

see all

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Helpful Positive Review

As close to perfect as it can be

by DipyG

Helpful to 2 out of 2

I'm sure individual cases are varies, just like some of the other reviewer's experiences are, however my experience has been nothing but good with Amex, every time I want to charge some large amount, I always check first ( a day before, not longer than that ) and always got approved and the transaction always went smoothly, one of the larger purchase I used is a down payment for a car at a dealership and it went through no problem, paid it off at the end of the month and rack the points up, well worth the annual fees.

Most Helpful Negative Review

Extremely bad experience!

by EricShost

Helpful to 50 out of 55

When I received the offer by mail from AMEX to get the business gold rewards card I decided to give it a try. I wanted to buy some new equipment for my business. I'm a photographer, and I was thinking to invest in a new camera and gear for the amount around $10,000. When I first got the card I checked the spending power and was approved for the transaction for $10k. After 1.5 months I decided to make the purchase that I planned. For some reason system didn't approve me for the amount requested ($10,147.00), but it offered me to call to the customer service. I spend 45 minutes on the line and spoke with 6 or 7 (I have lost the count) customer service representatives explaining my situation over and over again. The last person whom I spoke to was even kinda rude. When I explained her the situation and started complaining that I'm repeating myself for the seventh time and XXX told me that she didn't ask me to do that. WHAT O_o ?! I asked how she can possibly help me if she doesn't know the matter that I was calling about and received no answer. Finally, after 45 minutes on the phone, XXX told me that I was not approved the transaction amount that was requested without any reasonable explanation. So I closed my AMEX account and will never become they customer again. As a conclusion, I have to say that for the company that charges such a HUGE annual fee the customer service was just AWFUL, among the worst on the market like Comcast, Verizon, ATT etc. I have couple credit cards with NO annual fee WHATSOEVER, but the customer service experience and the benefits are SO much better! I hope that some folks out there will find this review helpful!

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Our Take

American Express is a Credit Karma partner

The Business Gold Rewards Card from American Express OPEN is a charge card that can earn you serious rewards for business expenses.

What to Like

Rewards categories are targeted towards business expenses, with bonus reward categories for airfare, advertising, gas, shipping and computer purchases. For the first $100,000 in purchases, cardholders get 3x points in one of those categories (of their choosing), and 2x points in all the other four. There’s also no annual fee for the first year.

Look Out For

This is a charge card, meaning your full balance will be due when you receive your statement. There’s also a $175 annual fee after the first year.

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from February 2017 through July 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Advertiser Disclosure: The offers that appear on this site are from third party advertisers from which Credit Karma receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts at no charge. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services companies or products.

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