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American Express® Business Gold Card

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  • Rewards rate

    1x - 4x
    Points per dollar

  • Annual fee

    $295

  • Welcome bonus

    70,000
    Points

Additional rates & fees

Annual fee
$295
Intro purchase APR
N/A
Regular purchase APR
17.24% - 25.24%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
N/A
Cash advance fee
N/A
Late fee
$39 or 2.99% of any past due Pay in Full amount, whichever is greater.
Penalty APR
29.99%* Variable
Balance transfer fee
N/A
Foreign transaction fee
None
Return payment fee
$39

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
  • *Terms Apply