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Delta SkyMiles® Reserve Business American Express Card

Updated:

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10 reviews from Intuit Credit Karma members

4.2

Rating: 4.2 out of 5.

Great for luxury business travel

Annual Fee: $650

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Delta SkyMiles® Reserve Business American Express Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 19% 8% 16% 23% 33%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 19% 8% 16% 23% 33%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 19% 8% 16% 23% 33%

The average credit limit for members who have matched with this card or similar cards is $16,054, with $1,000 being the most common.

Here’s the average credit score of members who matched their Delta SkyMiles® Reserve Business American Express Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 4% 18% 14% 35% 30%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 4% 18% 14% 35% 30%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 4% 18% 14% 35% 30%

The average credit score for members who have matched with this card or similar cards is 701, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

29%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

49 years

Average age of members who matched this card or similar cards.

$112,748

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

4.2

Rating: 4.2 out of 5.

10 reviews from Intuit Credit Karma members

Most helpful positive review

November 17, 2022

5

Rating: 5 out of 5.

Great for Frequent Delta Flyers

Credit Karma Member

I was approved for the personal version of this (don't trust CK for the rating, go to Amex and see if you prequalify). First, the card is beautiful and definitely a statement piece. It's purple and metal. Second, it's great for building Delta status and the associated perks like Sky Club access.

Most helpful negative review

October 12, 2022

2

Rating: 2 out of 5.

Waste of money

Credit Karma Member

If you’re thinking about applying for this card don’t waste your time or money. You can pay a little more with the AMEX platinum and receive better benefits. I thought by getting this card I could use the Delta lounge at any time. You have to be on a Delta flight to use the lounge. With the AMEX platinum, same rules apply, but at least you can access the Centurion lounges. If you want to collect Skymiles points/miles than this your card, otherwise it’s worthless. After my my year is up I’m cancelling this garbage credit card.

All member reviews