Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Question

Share this question with others:
Profile Image
upping your credit card limit-will it be reported as an hard inquiry?
Good question? Vote for this

Asked by cooperzen 1 year ago Flag this question Flag this Question

Response

3 responses

If you are requesting a change to your existing line of credit, such as increasing your credit line, and if the bank checks your report, it is likely to show up as a hard inquiry.  If the bank increases your line of credit without you prompting them, then it should not.

Reply

phnxangell 1 year ago

Depends on the bank, some will do a soft inquiry (like BOA, AMEX) and some will do a hard inquiry.

Reply

mkraminer 1 year ago

 I am only talking credit cards

Reply

cooperzen 1 year ago

  • Prev
  • 1
  • Next

Reply To This Question


Submit Your Response
Receive Response Email Alerts

We'll alert you when a response or reply is posted to this question.

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.

Let the community lend a hand!


100 Characters Remaining

Featured Credit Repair Service

  • Take action and start work to improve your credit, today!
  • Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
  • They have served over 600,000 clients since 1991
  • Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*

*Your Results May Vary

SERVICE PROVIDED BY

Lexington Law Credit Report Repair

See Details

Over 1 million negative items removed by Lexington Law last year, including:

  • Collections
  • Late Payments
  • Bankruptcies
  • Foreclosures
Call For Your FREE Consultation:1.855.255.0203
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.