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Does being an authorized user on a good account still help?
A friend of mine does not have a long credit history. He has not used credit cards in the past due to not wanting to carry any debt. There are 1 or 2 negative things on his account as well. I have good credit and have been a good credit user for years. Would it help his credit score if I added him as an authorized user on my credit cards? I've read answers that support both the YES and NO side of it.
Asked by
hawaiiansistah
1 year ago
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The answer is yes. By maintaining your credit cards in good standings with him/her as an authorized user will have a positive effect on both credit profiles. Just make sure not to go over your limit and to make payments on time.
diggsb4477 1 year ago
Thank you!
hawaiiansistah 1 year ago