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Delta SkyMiles® Platinum American Express Card

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Image of the Delta SkyMiles Platinum American Express CardImage: Image of the Delta SkyMiles Platinum American Express Card

30 reviews from Intuit Credit Karma members

4.1

Rating: 4.1 out of 5.
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Great for flying with friends or family

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Annual fee: $350

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.


Member stats

Updated daily

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29.6%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

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44 years

Average age of members who matched this card or similar cards.

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$102,703

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.


Card highlights

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Annual companion certificate could justify card membership on its own

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Free checked bag for airport savings

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In-flight discounts for food and drinks



Delta SkyMiles® Platinum American Express Card review: One terrific benefit, but other perks vary

Updated February 1, 2024


This date may not reflect recent changes in individual terms.


Written by: Tim Devaney


Pros


Cons



5 things to know about the Delta SkyMiles® Platinum American Express Card


Benefits outweigh the annual fee

Total Benefit Value: $951


Ease of Use: Moderate


The Delta SkyMiles® Platinum American Express Card has an estimated Total Benefit Value of $951 as of May 2022, based on Credit Karma’s calculation.


The Total Benefit Value measures how much a premium rewards card could be worth if you use each benefit once. We found the Delta SkyMiles® Platinum American Express Card pays for itself with an extremely valuable companion certificate and other airline perks that are worth more than the $350 annual fee.

The companion certificate could cover the annual fee by itself

The Delta SkyMiles® Platinum American Express Card comes with a hefty $350 annual fee, which might scare off some travelers.


But we think it’s likely to be worth every penny for Delta loyalists who tend not to travel alone.


That’s because cardholders receive a companion certificate each year after their account anniversary. This benefit allows you to bring a friend or family member along on round-trip main cabin tickets on domestic and select international flights once a year for just the cost of taxes and fees (no more than $80 for domestic flights or $250 for international flights).


The value you get from the companion certificate depends on the cost of the flight. Just keep in mind that the annual companion certificate doesn’t kick in until after your account anniversary, so you won’t be able to use one during your first year with the card.

A good welcome bonus

The Delta SkyMiles® Platinum American Express Card offers a current welcome bonus of 50,000 bonus miles after spending $3,000 on purchases in your first 6 months of opening the account.


Beyond the welcome bonus, you’ll earn ...



Those earning rates are better than what you get from some other airline-specific cards, but don’t compare favorably to what you’ll get from several popular travel cards with more flexibility.

A mixed bag of airline perks

The Delta SkyMiles® Platinum American Express Card offers cardholders a few perks on Delta flights.



But it’s also missing some other travel benefits you might hope for as a Delta loyalist — and in-flight savings don’t apply to wireless internet purchases.


These benefits might offer clear value to you, but it’s important to remember that perks are only worth something if you use them. Consider whether you stand to save from checking bags, or if you’d rather go for another card with complimentary lounge membership.

Is the Delta SkyMiles® Platinum American Express Card worth it?

The Platinum Delta SkyMiles® Credit Card from American Express certainly isn’t a perfect travel card. Many of the airline perks don’t stand out, especially given the $350 annual fee.


But if you fly with Delta Air Lines on a regular basis and travel with family and friends, you might be justified in carrying the card just because of the annual companion certificate. That benefit alone could be worth hundreds of dollars every year.


On the other hand, you might want to look into other travel cards that offer numerous benefits. While the value of the companion certificate is clear and relatively easy to earn, you may find that other cards offer a mix of potential savings and flexibility that better suits your needs.



Member reviews

Overall rating:

4.1

Rating: 4.1 out of 5.

30 reviews from Intuit Credit Karma members

Most helpful positive review

June 24, 2023

5

Rating: 5 out of 5.

Solid card if delta is your airline

Credit Karma Member


First off, solid card as far as airline cards are concerned. Being able to upgrade with miles at a discount is nice and the extra/free bag is great. Biggest perk that covers the annual fee is the companion certificate. That alone covers the cost, everything else is a bonus. Don't need to fly more than 2-3 times a year to make it worth it if you know what you are doing.

Most helpful negative review

November 15, 2023

1

Rating: 1 out of 5.

Delta just trashed the value of this card

Credit Karma Member


Thanks to Deltas recent changes, this cards value diminished greatly. No MQM bump after a certain spend threshold anymore bc they made it all about MQD...and the paltry amount they provided doesnt make this card worth it anymore. Go get the American card. Their program lets you hit status much easier than Delta now.

All member reviews


*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.