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Delta SkyMiles® Reserve American Express Card

Updated:

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7 reviews from Intuit Credit Karma members

4.1

Rating: 4.1 out of 5.

Great for Delta superfans who love luxe travel

Annual Fee: $650

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Delta SkyMiles® Reserve American Express Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 10% 6% 12% 25% 48%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 10% 6% 12% 25% 48%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 10% 6% 12% 25% 48%

The average credit limit for members who have matched with this card or similar cards is $20,630, with $15,000 being the most common.

Here’s the average credit score of members who matched their Delta SkyMiles® Reserve American Express Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 12% 14% 41% 32%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 12% 14% 41% 32%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 12% 14% 41% 32%

The average credit score for members who have matched with this card or similar cards is 720, with 811 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

26.1%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$120,682

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

4.1

Rating: 4.1 out of 5.

7 reviews from Intuit Credit Karma members

Most helpful positive review

January 23, 2023

5

Rating: 5 out of 5.

Exceptional

Credit Karma Member

Amazing travel card, Delta benefits are well worth the price of admission, customer service is excellent. Don't use CK for application criteria, go to Amex's site directly for pre-approval without running credit.

Most helpful negative review

September 14, 2023

1

Rating: 1 out of 5.

Upcoming changes ruin this card

Credit Karma Member

This has been my preferred card for years, but the upcoming changes make it useless. They are cutting miles earned by 90% and removing status boosts. Definitely avoid.

All member reviews