Cerulean® Platinum Mastercard®
Image: hands-thumbs-upGreat for access to unsecured credit
Image: cashAnnual fee: $125
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Cerulean® Platinum Mastercard® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $920, with $300 being the most common.
Here’s the average credit score of members who matched their Cerulean® Platinum Mastercard® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 567, with 567 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
Image: low-utilization61.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
Image: meetup44 years
Average age of members who matched this card or similar cards.
Image: cash-give-1$70,708
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Card highlights
Image: yesEncourages people with less-than-perfect credit to apply
Image: yesPathway to increased credit limit
Image: yesReports to all three major credit bureaus
Member reviews
Most helpful positive review
November 2, 2022
Card does what it says
— Credit Karma Member, Verified cardholder
I’ve had this card a little over 6 months now. It’s done exactly what it’s advertised. My credit line was doubled after 6 months of ON TIME payments, and it reports to all 3 credit bureaus.
Most helpful negative review
September 7, 2022
Wow What a Mistake to Apply
— Credit Karma Member, Verified cardholder
Credit Karma how can you do that to people. Give them an outstanding approval and when they apply they are denied. BUT that is not all. I had a drop in my credit score of 75 and 64 points. What does someone who was rebuilding their credit do now? I would have never applied if I knew this would happen. It takes so long for the rebuilding creditor to get up their and in 1 click you are down in the sewer. I will never do this again. Take my advice do not apply for this card.