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Mercury® Rewards Visa® Card

Updated:

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945 reviews from verified cardholders

4.6

Rating: 4.6 out of 5.
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Great for no annual fee with rewards

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Annual fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Mercury® Rewards Visa® Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 78% 15% 7% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 78% 15% 7% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 78% 15% 7% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $2,015, with $300 being the most common.

Here’s the average credit score of members who matched their Mercury® Rewards Visa® Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 50% 25% 22% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 50% 25% 22% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 50% 25% 22% 1%

The average credit score for members who have matched with this card or similar cards is 599, with 573 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

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56.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

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47 years

Average age of members who matched this card or similar cards.

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$77,952

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.




Member reviews

Overall rating:

4.6

Rating: 4.6 out of 5.

945 reviews from verified cardholders

Most helpful positive review

August 10, 2022

5

Rating: 5 out of 5.

Love it hear me out !!

Credit Karma Member ,Verified cardholder


Got notification for outstanding chance took the risk instantly approved for 2k all other card were 300-800$ card came fast you can pay with debit card also I’m post chapter 7 -6 months up to 672 fico from 478 I’ll see when the cli come and update my review but great so far

Most helpful negative review

August 8, 2022

1

Rating: 1 out of 5.

Not Happy With Mercury Mastercard !

Credit Karma Member ,Verified cardholder


I applied and was approved for a Mercury Mastercard almost a year ago. In that time period I have experienced 4/5 issues or problems with not only the customer support or lack of but also the system they use to supply my info. Not only do the employees not have helpful info about my account but the answer to most questions is that they don't know. The support team is far from superior and needs a lot of help. I will be cancelling my card and also contacting the states attorney general's office about their business practices along with starting a class action against their company. Not all people are normal and abiding to these larger companies rules. I will fight to protect this company from pushing the middle class around. Have a good one

All member reviews

*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.