Rewards credit cards are great for people who don't carry a monthly credit card balance. When used as your primary card, a rewards credit card can quickly help you get that flat panel TV or trip to Hawaii.
A word of caution, however, if you carry a monthly balance: since rewards credit cards often have a higher interest rate, you will pay for any rewards you accumulate many times over in interest. If you can avoid that, below are some of our favorite credit cards with rewards.
Best Rewards Card
Why we recommend it...
For savvy travelers and frequent flyers, the Starwood Preferred Guest Credit Card from American Express helps you travel farther and stay away longer with the least restrictive award redemption policy and one of the best hotel loyalty and airline miles program on our radar. With your rewards card, earn free nights and upgrades with no blackout dates at over 860 participating Starwood hotels including the Sheraton, W Hotels, Westin, and more. You can also convert your Starpoints to a frequent flyer program of your choice with over 30 airlines.
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Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
Why we recommend it...
This card offers an excellent, easy-to-navigate airline miles reward program for good credit cardholders looking to seriously bulk up on their travel time. Aptly named the Venture Rewards card, it takes all the fuss out of complicated reward-earning terms and gives optimal flexibility and options when managing and redeeming points. Earn miles faster with a simple and generous 2 miles for every dollar spent, and you never have to worry about blackout dates, seat restrictions, or being limited to specific carriers to redeem your miles. To get you that much closer travel rewards this card delivers 10,000 bonus miles when you spend $1,000 in the first 3 months.
The Venture Rewards card Cap One also provides improved customer service benefits with new exclusive award-winning customer service and Visa Signature benefits like complimentary concierge and travel upgrades.
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.
† Credit Karma members have received approvals with these credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
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