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Credit Cards - Rewards Credit Cards

Rewards credit cards are great for people who don't carry a monthly credit card balance. When used as your primary card, a rewards credit card can quickly help you get that flat panel TV or trip to Hawaii.

A word of caution, however, if you carry a monthly balance: since rewards credit cards often have a higher interest rate, you will pay for any rewards you accumulate many times over in interest. If you can avoid that, below are some of our favorite credit cards with rewards.

Recommmended just for you

Best Rewards Card

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recommended

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express Credit Card Apply Now Comments (1) Send to a friend
  • Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

Why we recommend it...

For savvy travelers and frequent flyers, the Starwood Preferred Guest Credit Card from American Express helps you travel farther and stay away longer with the least restrictive award redemption policy and one of the best hotel loyalty and airline miles program on our radar. With your rewards card, earn free nights and upgrades with no blackout dates at over 860 participating Starwood hotels including the Sheraton, W Hotels, Westin, and more. You can also convert your Starpoints to a frequent flyer program of your choice with over 30 airlines.

Pros:
  • Signing bonus of 10,000 points after first purchase
  • No blackout dates on SPG redemptions
Cons:
  • $45 annual fee after first year
  • Earn a maximum of 25,000 Starpoints annually
Credit Score Approval Data †
750

Average Credit Score Approved for this Card

tbd

Lowest Credit Score Approved for this Card

Additional rewards credit cards

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Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express Credit Card Apply Now Comments (0) Send to a friend
  • Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
  • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket
  • Earn SkyMiles for every eligible dollar you spend
  • No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
  • Express Approval. Get a decision in less than 60 seconds.

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Details

recommended

Chase FreedomSM Credit Card

Chase Freedom<sup>SM</sup> Credit Card Credit Card Apply Now Comments (85) Send to a friend
  • $50 Cash Back after your first purchase!
  • 3% bonus cash back offers in categories like gas, home improvement and department stores
  • Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase

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Citi Forward(SM) Card

Citi Forward(SM) Card Credit Card Apply Now Comments (12) Send to a friend
  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for 6 months on purchases and balance transfers.

See All Rewards Credit Cards     or     search all credit cards

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.

† Credit Karma members have received approvals with these credit scores. We hope this information helps you in your selection. Please note because factors including income, length of credit history, and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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