Rewards Credit Cards

Rewards credit cards are great for people who don't carry a monthly credit card balance. When used as your primary card, a rewards credit card can quickly help you get that flat panel TV or trip to Hawaii.

A word of caution, however, if you carry a monthly balance: since rewards credit cards often have a higher interest rate, you will pay for any rewards you accumulate many times over in interest. If you can avoid that, below are some of our favorite credit cards with rewards.

Recommmended just for you

Chase Freedom® Visa - $50 Bonus Cash Back

Yes No

Apply Now

Earn $50 Bonus Cash Back after first purchase
0% Intro APR and No Annual Fee
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase

Details|

228 Comments| Share| 0 members think this is a good card

Why we recommend it...

As if one of our favorite credit cards couldn’t get even better, Chase FreedomSM Card is rolling out with more ways to earn cashback on its great rewards program. Cardholders now have a stand-out 5% cashback earning power on popular categories, such as drugstores and home improvement, which change each quarter so you are never locked into a single category. Enroll each quarter and watch your earnings grow with this generous bonus cashback feature. Plus, take a look at all the original reasons we love this card: earn 1% cashback on every purchase, additional 20% bonus cash back at select merchants, and 2% cashback on eligible airfare, competitively low interest, and no annual fee!

With the Chase intro offer of 0% APR for up to 12 months, the Chase Freedom Card is our recommended card to earn rewards while avoiding fees, interest costs, and hassle.

Pros:

Cashback and rewards program plus upgraded, bonus earning categories
No annual fee

Cons:

Need good-excellent credit
High penalty APR

Credit Score Approval Data †

738

Average Credit Score Approved for this Card

685

Lowest Credit Score Approved for this Card

Capital One® Venture(SM) Rewards Credit Card

Yes No

Apply Now

2 miles per dollar on every purchase, every day
10,000 bonus miles when you spend $1,000 in your first 3 months
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates
No foreign transaction fees
Exclusive award-winning customer service
Visa Signature® benefits like complimentary concierge and travel upgrades
First year's annual fee is on us

Details|

17 Comments| Share| 0 members think this is a good card

Why we recommend it...

This card offers an excellent, easy-to-navigate airline miles reward program for good credit cardholders looking to seriously bulk up on their travel time. Aptly named the Venture Rewards card, it takes all the fuss out of complicated reward-earning terms and gives optimal flexibility and options when managing and redeeming points. Earn miles faster with a simple and generous 2 miles for every dollar spent, and you never have to worry about blackout dates, seat restrictions, or being limited to specific carriers to redeem your miles. To get you that much closer travel rewards this card delivers 10,000 bonus miles when you spend $1,000 in the first 3 months.

The Venture Rewards card Cap One also provides improved customer service benefits with new exclusive award-winning customer service and Visa Signature benefits like complimentary concierge and travel upgrades.

Pros:

10,000 bonus miles when you spend $1,000 in your first 3 months
2 miles per dollar on every purchase, every day

Cons:

Need Excellent Credit to qualify
Annual Fee

Credit Score Approval Data †

747

Average Credit Score Approved for this Card

700

Lowest Credit Score Approved for this Card

Additional rewards credit cards

Blue Sky from American Express®

Yes No

Apply Now

0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates ¿ get points for flights on any airline, stays at any hotel, and car rentals with any company

Details|

15 Comments| Share| 36 members think this is a good card

Starwood Preferred Guest® Credit Card from American Express

Yes No

Apply Now

Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.
15.24% variable
Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use.

Details|

17 Comments| Share| 137 members think this is a good card

Gold Delta SkyMiles® Credit Card from American Express

Yes No

Apply Now

Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
25,000 miles may also be redeemed for a domestic economy award ticket
Earn SkyMiles for every eligible dollar you spend
No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
Express Approval. Get a decision in less than 60 seconds.
14.5% variable
Check your first bag for free on every Delta flight.

Details|

3 Comments| Share| 84 members think this is a good card

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.

† Credit Karma members have received approvals with these credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.