Mastercard® Titanium Card™ Reviews

Approval Odds

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4.0 out of 5 stars
3 Reviews

From Cardholders in the last year

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Application Process

5 out of 5 stars

Customer Service

4.5 out of 5 stars

4 5

Card Details

  • Balance Transfer Intro APR 0% intro for 15 Billing Cycles on qualifying transfers
  • Balance Transfer Regular APR 15.99%* Variable
  • Annual Fee $195; $95 for each additional user
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 15.99%* Variable

These reviews were written by current and former cardholders in the last year.

Jan 24, 2017
Like the other reviews state...
KWWM Cardholder

I have had this card a few weeks now and used it multiple times, talked to a customer service rep just for security reasons due to apple pay but was a very nice gentleman and I could undrstand him unlike most other card companies.Like the others stated, if you want to swing another $500 AF then by all means do the black card. I am currently not traveling by plane due to having an infant at home but, as soon as we are ready I will most likely upgrade to the black card. 

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Jan 23, 2017
Just applied...and YES!
SlickRic68 Cardholder

I reviewed all three cards (Titanium, Black, and Gold).  Since I already have the AMEX Platinum, and the AMEX Delta Reserve, I decided to not acquire another $450+ annual fee (AF) card.  I am excited to get the card.  My current TU score was 724...

This card is no longer a Mastercard issued card; it's now a Barclaycard product.  I have another card with Barclaycard (the NFL card). I am excited to have the card, not only for the generous CL, but the fact that it will spark conversation as a stainless steel card. 

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Jun 13, 2017

What CL did you get with a 724 score?

Jan 20, 2017
Low end premium but quality imho
LoKeygAMEr Cardholder

The biggest reason I got this is for balance transfers at the start.  The rewards aspect is decent as well.  For the price tag it is definately not a bargain by a long shot.  But this card will get it done for you.  If you can swing the black cards annual fee than I say go for it.  But if you do not want that cards higher annual fee and do not mind a few less perks than this card is for you.  This is my first "premium card" so I cant go by much else but I like it for what it is.  I was approved with a 730 credit score.  So I have a feeling I am on the lower end of it.  Will update as time goes on (if I remember to)

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Jun 13, 2017

What CL did you get with 730 score???? I know Barclay cards are tough on the Credit Lines (CL).

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Mastercard® Titanium Card™