ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% intro for 15 Billing Cycles on qualifying transfers
- Balance Transfer Regular APR 15.99%* Variable
- Annual Fee $195; $95 for each additional user
- Purchase Intro APR Not Applicable
- Purchase Regular APR 15.99%* Variable
The MasterCard® Titanium CardTM is a stainless-steel, luxury credit card.
What to Like
The MasterCard® Titanium CardTM comes with all sorts of luxury perks, like 24/7 concierge services and chauffeur services. Cardholders earn 1% cash back on all purchases, and point value is doubled when you redeem for airfare costs.
Look Out For
This is a high-end card, so cardholders will usually have strong credit scores. There’s a $195 annual fee, with an extra $95 added on for each additional user. Titanium cardholders are also ineligible for some of the rewards that MasterCard® Black CardTM and MasterCard® Gold CardTM cardholders get.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.