See card detail
See card detail
Rewards rate

1% - 2% Cash back


Annual fee

$195 $95 for each additional user



Overall card rating

4.2
5 Reviews
from Credit Karma members in the last year

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Apr 27 2019
Love the idea of a better card then Blac
Credit Karma Member

Hope it listens to the black reviews and makes changes.


Mar 08 2018
Flashy ting ting
Credit Karma Member

There are better cards out there no doubt. I wanted it cause it flashy and loud. Rewards ain't to terrible. The bonus for the card is the concierge services and chauffeur.


Jan 24 2017
Like the other reviews state...
Credit Karma Member

I have had this card a few weeks now and used it multiple times, talked to a customer service rep just for security reasons due to apple pay but was a very nice gentleman and I could undrstand him unlike most other card companies.Like the others stated, if you want to swing another $500 AF then by all means do the black card. I am currently not traveling by plane due to having an infant at home but, as soon as we are ready I will most likely upgrade to the black card.


Jan 23 2017
Just applied...and YES!
Credit Karma Member

I reviewed all three cards (Titanium, Black, and Gold). Since I already have the AMEX Platinum, and the AMEX Delta Reserve, I decided to not acquire another $450+ annual fee (AF) card. I am excited to get the card. My current TU score was 724... This card is no longer a Mastercard issued card; it's now a Barclaycard product. I have another card with Barclaycard (the NFL card). I am excited to have the card, not only for the generous CL, but the fact that it will spark conversation as a stainless steel card.


Jan 20 2017
Low end premium but quality imho
Credit Karma Member

The biggest reason I got this is for balance transfers at the start. The rewards aspect is decent as well. For the price tag it is definately not a bargain by a long shot. But this card will get it done for you. If you can swing the black cards annual fee than I say go for it. But if you do not want that cards higher annual fee and do not mind a few less perks than this card is for you. This is my first "premium card" so I cant go by much else but I like it for what it is. I was approved with a 730 credit score. So I have a feeling I am on the lower end of it. Will update as time goes on (if I remember to)

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See card detail
See card detail
Rewards rate

1% - 2% Cash back


Annual fee

$195 $95 for each additional user




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