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clc664

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Why are my Scores different from Credit Card company scores?
Crecit Karma are always 15 to 20 points lower

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There are many different scoring models/version for credit. What you get here is Vantage 3, what does your credit card issuer provide? Odds are that they do not provide a FICO score either. FICO scores are the only scores that you should be concerned with as most lenders will use a version of FICO in their lending decisions.

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