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yankees226

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What would help increase my score more: paying off credit cards or a personal loan?
I'm hoping to raise my score enough to be eligible for a mortgage loan in about 6 months. I'm sitting at 594 now, but need to get it to a minimum 660.

So, would it be better to pay off a 5K personal loan early and pay some on my 2 credit cards or pay off the 2 credit cards and pay about 1/2 the loan off?

Thanks!

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