Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
diggdugg

1 Contribution
4 People Helped
There is an inquiry on my report from Kroll Factual Data. Not from me. Could it be potential fraud?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
8 Contributions
18 People Helped

Helpful to 7 out of 12 people

Did you by chance attempt to use their services to find out your credit score? I pulled the following off of their website:

"Factual Data is a leading provider of independent verification services to mortgage lenders, banks, credit unions, property management firms, and other businesses. Combining innovative services with cutting-edge technology and industry-leading customer service, Factual Data enables prompt, accurate decisions."

It seems like the inquiry could've been from not you but someone you're using as they service large clients.

Reply by
diggdugg

1 Contribution
4 People Helped
Helpful to 4 out of 5 people

Thanks for the response.  The company is, in fact, used by my own bank.  I have not applied for credit in the past year so I'm not sure why they would have done a hard inquiry.  I'm planning on visiting a branch this week to find out what's up and if the inquiry originated from the bank.

1 Contribution
1 Person Helped
Most Helpful Response

Fraud

Helpful to 1 out of 1 people

"Factual Data" and Citibank NA, Best B was on my credit report as well and it is showing up as a hard hit.  I did not request this.  How can these be takin off your report.  My credit score is excellent however I do not need hard hits when I did not make them. 

I am applying for a loan with Quicken Loan and I see that one which is valid. 

Reply by
natuliks1971

1 Contribution
3 People Helped
Helpful to 3 out of 3 people

I am applyed for a loan with Quicken Loan too and then after few month i have this Factual data on my credit report 

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.