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Old Medical account in collections
For best credit score, should I pay off the remaining balance on my medical account in collections, or wait for it to drop off my credit report in 9 months? If I pay it off, then it "resets" the clock on the number of years it stays on my credit report as essentially a negative entry. If it simply "drops off", then isn't that better? The amount due is small - less than $500.

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