Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

28 Contributions
43 People Helped
New tradelines have stopped appearing on credit histories (all three).
Despite all of my legacy accounts continuing to report to all three reporting agencies each month, I'm experiencing a very strange phenomenon. New inquiries continue to appear as they should, but no new tradelines which I established after a given date appear as part of my credit history at any of the three agencies.

I initially thought one lender simply wasn't reporting the new tradeline properly despite my history correctly reflecting the associated inquiry from the loan application. But a second and then third new tradeline now do not appear despite associated inquiries appearing which validate the correctness of their personal data.

All three insist they are automatically reporting monthly information and I have absolutely no reason not to believe them. I also have no reason to believe that any of the reporting agencies simply decided to stop reporting any new tradelines associated with my credit history after a certain date. Not even paying off one of the accounts which was an installment (auto) loan caused it to report.

None of my credit histories are or ever have been "locked". With all lenders insisting that they verified my application data and are reporting the account statuses each month, I have no reason not to believe them - except for the equally-mysterious fact that all none of the three reporting agencies contain any information - which I could understand if just one or maybe even two behaved this way.

Has anybody experienced something similar? If so, did you resolve the matter?

I'd be grateful for any useful assistance and thank all contributors in advance for their helpfulness.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.