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i have community college, medical bills amd bank debt at 21
I'm 21. I went to a tech school which I owe 980$ to. I also owe medical bills around the same. And wells Fargo about the same. So I owe about 3000 altogether. Will my non existent credit get messed up? I can only pay little by little but I heard little by little hurts your credit versus full payment which I can't do right now.

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