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JoseLuis2487

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how do I know if my credit is frozen?
When applying for a credit card at Macy's for example or a phone at T mobile, I am told that they cannot find any history of credit under my SS#. does this mean my credit is frozen? I haven't frozen it myself, is it possible to get frozen without my consent?

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contact the CB's each one transunion, equifax, experian and inquiry it could be just one or all 3 but they can help you

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Only you can freeze your credit.  There may be a fraud alert, which is different.  A fraud alert means that someone with similar name and/or SS number may have tried to use your identity, but they aren't really sure.  This means you have to provide a copy of your driver's license and a copy of your SS card to prove who you are whenever you apply for credit.  However, jrhenry11's advice still holds true, call them and ask what is going on.

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frozen account

credit karma is telling me that they can't find my information. than I was told to wait 72 hours due to frozen account. Well its been over 72 hours and I still can't get my information from credit karma

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