Sarah Schaut

Sarah Schaut is a Canadian living in sunny Florida. She’s an economic crimes detective at a city police department and an expert in credit, fraud and mortgages.

Young man sitting on his couch with his dog, reading on his phone about how to lift a credit freeze

How to lift a credit freeze

Concerned woman looking at her phone

Identity theft affidavit: What it is and when to...

Two women sitting at a table and having a meeting

What is a creditor?

Man texting with cell phone on sofa

What is overdraft protection?

Young woman staring at phone and looking worried

How to avoid overdraft fees

Young woman in a coffee shop drinking coffee and looking at her cell phone

How do personal loans work?

Woman looking stressed with her head in her hand

Emergency fund basics

Woman takes advantage of FDCPA rights while paying a bill over the phone

FDCPA: Fair Debt Collection Practices Act

Young woman with phone in rustic lodge

What to do after a data breach

Young people working at home in their kitchen

What is liquidity?

Businessman talking with couple

When should you use Chapter 13 bankruptcy to stop...

A stressed woman with a hand in her hair holding a credit card sits at a computer in home office

What is a chargeback?

4 common scams everyone should be aware of before...

Stressed woman holding credit card and tablet, trying to figure out what to do after identity theft

What to do if your identity is stolen

Craftsman in his guitar workshop with son

How to write a business plan

Happy father and children laughing together on a sofa

What you need to know about FICO® Score 9

Women window-shopping for clothes to buy with their Belk Rewards Card

Belk Rewards Card review: Only for the Belk-obsessed

Family standing nearby and thinking about the Sam's Club Mastercard as smiling mother handing credit card to cashier at grocery store.

Sam’s Club® Mastercard® review: Cash back for filling up