Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
bonray324

1 Contribution
3 People Helped
Had a collection item removed from credit report why did credit score go down?!
There was a medical debt from over 3yrs ago on my credit report. Was told by the co. i am trying to refinance with that I needed to have it showing as paid. I didn't think I owed it so I disputed it and wrote a letter for deletion to the collection company. They did delete it and it was totally removed from all credit reports. My credit score went down immediately,so the original terms of the refinance won't be as good as they were before the deletion. What happened here? Makes no sense!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.