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Does taking out a 2nd car loan negatively effect your credit?
I have been told at the car dealership that even though taking on a second car loan will knock about 20-30 point off my score that if I pay on time for 6 months or so that it will actually help my score is this true or are they just trying to make the sell? I used the credit simulator on this site to see that it would take 20-30, but as long as it will correct itself in 6 months I don't mind

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