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brandylyncohea

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Dispute a closed account to raise score?
I have a closed account on my Capital One CreditWise summary for $5,858.00 when in fact I know I only owe $425.00
Would disputing a closed account be worth it? I obviously still owe them money (one thing at a time sort of situation) but would it positively affect my credit score if I owe less even if I'm not able to pay it straight away?

I'm not even sure how to debate a closed account, because they're not actively collecting there's not phone number ect

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