Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
FeenixT

0 Contributions
0 People Helped
Differing Transunion scores?
I pulled up my Credit Karma Transunion score today. 615 vs 680 with Equifax. Ok. I have FICO scores for free through my Walmart MC, so I pulled the Transunion FICO score over there. It's 715! That's a 100 point difference in my favor. So why the difference?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1006 Contributions
557 People Helped

Different scoring models. No where in Credit Karma states their score are based on FICO score model.

Top Contributor
935 Contributions
133 People Helped

The scores you see could all be different.   CK does not use FICO, they use Vantage.   Even the Walmart MC FICO is not correct, its based on their scoring model which in my case is 50 points higher then all my other included scores.   No matter where you go to secure credit, they will use their own model to generate your score which would be different altogether. 

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.