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Defaulted student loans
I have students that have went from $32,000 to more than $170,000! I use to apply for the Deferments and Forbearance and they ran out before i could reapply. I was diagnosis ex with a terminal illness but still trying to work (interest & principal). I was trying to make some type of payments but eventually I couldn't keep up with $1,069 month. So, I was sending $945 a month for 9 pumps but only was able to make 3. I called to make arrangements but the rep was so rude I hung up. So, as I got extra I sent something to them. After my last hospitalization, and I stopped answering the phone... Now they are garnishing my pay 15%. That's the only thing on my credit. I know I probably die before I pay it all, but I do want to bring my credit score up from a 542! Any suggestions?

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