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CC says my score is 668 what auto loan companies are good for a loan form e
So my credit score according to CK is 668 Trans and 660 Equi..I am in need of a replacement vehicle..mine is a 200 truck with 300k on it....what auto loan companies are the best. We did have a Chapter 13 discharge last year..we completed the plan..i have a steady job and 0 debit at this point...

I want to choose a lender that will work with someone like me and with my scores

any advice??

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I would try ally financial. They approved me when I was 18 with a credit score of around 660. I had some credit cards before I got a car loan. My interest was high due to not having a co-signer. Was able to refinance it 6 months later and go from 16% to 4%. Hope this helps!

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Bradrkz, thats an awesome drop in interest!!!  Congratulations!!!

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Its possible!

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I just bought a 2015 nissan versa note SV.  credit karma showed my credit score as 696.  when I went to do the car loans, it actually is 647 (I already knew it was in the 650s).  Be very skeptial aout credit karmas scoring method.  (it now shows that I "Dropped" points to get to 647, but like i said, i already knew that was my true score). 

BUT, I was able to get 1500 for my 2001 chevy cavilier with 1000 down and 2500 dealer  rebates, so that versa, after I added some packages (extended warranty, etc) was 15333 before I financed it.  I have a 4.1% interest rate with ally bank.

I would see what you could get for your truck, then pull your actual score from the websites of the big 3.  THen look at the vehcile you want.  I literally just went looking, didnt have my heart set on anything besides not a car and under 15k.  And if you have a s\mart phone, I'd down load a payment estimator calculator ap.  Be willing to walk away (thats how I got an extra 1k off).  You should be able to get a decent car for a decent price, depending on your downpayment, tradein, and score.

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Shop around at different lending institutions. Some will Pre-Approve you for a loan up to a certian amount. You will not have to have the dealer run your credit and you can only concentrate on the best price, not payment amount.

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Credit Score

Beware. Your credit score with CC is not your credit score with Transunion or Equifax. I learned that the hard way. CC had mine at 680, went to a bank to apply for a car loan my score was 95 point lower. 

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With a score like that I would probably not go to a dealer. When you go directly to the bank things may work in your favor. There are some dealers that will literally run your credit the entire day until they get the amount they desire.

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I went to the Buick Dealer with a 620 max credit score and was approved for a 2017 Buick Encore,

However, I have no late payments on my credit cards for two years, no derogatory remarks, but i have a 85% utilization rate.

still got approve...

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