Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
Can you get "late payments" removed from your file?
I went through a bad period a few years ago where I got behind with three companies, including my mortgage. It put me 60 days late. Since then, for two years, I've made "timely" payments, but marked as 60 days late. I caught up in two accounts and paid off the balance, but the third is my mortgage.
I shifted my mortgage to a new program that made me on-time again in January of this year. Currently, my credit score is terrible, but improving. If this long string of 60 days late wasn't there, my score would be fantastic -- were it not for those two months three years ago. Ideas?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.