Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Banking
Profile Image

Question By
DrayaF

1 Contribution
0 People Helped
Bank reported my paid charge off..twice!
I know other people have had questions regarding credit collection agencies and the original creditor, but my problem is that the original creditor reported twice.


I had a bank credit card (which I closed and paid in 2009. No. I don't have the receipt from paying it.
... Basically, They over charged me and i paid $275 of the $300 ( less the $25 late fee that they "waved"). Well..... Instead of the bank closing it as i asked, they kept it open...kept charging me late fees up until $550! Then charged it off.

It even says in the notes here "account closed by consumer, paid, charge off"

Sick of arging with them about that but my problem is they reported it FIRST in 2009.then they reported ut AGAIN in march of 2015!

Is there anything i can do about this? I've tried goung through the banks customer service and credit department and they say they dont even see it reported.

Any advice would be appreciated.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.