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dcb942

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$30 medical collection from 2012
Back in 2012 I had some lab work done, paid the co-pay and forgot about it. They apparently had the wrong address and were sending a $30 bill to it. 5 months later and they reported me to a collection agency who then calls me. I dispute the charge because I know I paid it months ago. I asked if it would hurt my credit score and they said no. They go off to talk to the lab who billed me who still claims that I owe the $30. I dispute it again and they said they will look into it more. 42 days after the initial filing they call back and still maintain that I owe the $30 so I just pay it so that they would leave me alone. Fast forward to today and I am trying to buy a house only to see that there is a negative collections on my credit report from this collections agency. I call them and they claim that there is nothing they can do. What are my options? Would a dispute potentially work?

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