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A couple sit at a table in their living room reviewing their finances to determine if they should use a 401k to pay off debt.Image: A couple sit at a table in their living room reviewing their finances to determine if they should use a 401k to pay off debt.

Is using your 401(k) to pay off debt a...

Older man in his kitchen, reviewing is bills at this kitchen counter, considering a debt settlement letterImage: Older man in his kitchen, reviewing is bills at this kitchen counter, considering a debt settlement letter

Understanding debt settlement letters

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Student loan forgiveness scams: What to watch out for

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Debt relief: Is it a good idea?

Man talking on cellphone in dimly lit room, figuring out medical debt after deathImage: Man talking on cellphone in dimly lit room, figuring out medical debt after death

Medical debt after death: Who’s responsible?

Man in office, looking up government hardship grants on computerImage: Man in office, looking up government hardship grants on computer

Government hardship grants for individuals: Do they exist?

Recent Grad contemplating loan deferment vs forbearanceImage: Recent Grad contemplating loan deferment vs forbearance

Loan deferment vs. forbearance: What works for your student...

Man standing in his kitchen, holding his baby and reading on his phoneImage: Man standing in his kitchen, holding his baby and reading on his phone

What is Regulation Z?

Woman sitting on her couch with her dog, reading on her tabletImage: Woman sitting on her couch with her dog, reading on her tablet

Good debt vs. bad debt: What to know before...

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Nonrecourse debt: What you need to know

Young same sex couple sitting on porch in front of their home with their dogImage: Young same sex couple sitting on porch in front of their home with their dog

What is revolving debt?

Young woman working on laptop and talking on cellphoneImage: Young woman working on laptop and talking on cellphone

Usury laws: What they are and why you should...

Young man sitting on couch and holding credit card to learn about a finance chargeImage: Young man sitting on couch and holding credit card to learn about a finance charge

What are finance charges and why do they matter?

Two young women standing together in their kitchen, having coffee and reading togetherImage: Two young women standing together in their kitchen, having coffee and reading together

How to calculate debt-to-income ratio

Couple sitting together in their living room, talking and relaxingImage: Couple sitting together in their living room, talking and relaxing

Repaying a loan early? The Rule of 78 could...

Young man working from home and using his phone to make a principal-only paymentImage: Young man working from home and using his phone to make a principal-only payment

What is a principal-only payment?

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What is a simple interest loan?

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What is a creditor?

what-is-a-loan-principalImage: what-is-a-loan-principal

What is a loan principal?

loan-defaultImage: loan-default

What does loan default mean?

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Preapproved vs. prequalified: What’s the difference?

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Preapproved loan: What is it?

what-is-the-snowball-methodImage: what-is-the-snowball-method

What is the snowball method?

Woman drinking coffee and looking at laptopImage: Woman drinking coffee and looking at laptop

What is a debtor?

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What is the Truth in Lending Act?

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FDCPA: Fair Debt Collection Practices Act

Debt consolidation: How it works and ways to do...

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What is a variable interest rate?

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What is a bankruptcy discharge?

The United States Federal Reserve bank, in Washington, D.C., which sets rate that can have an impact on the prime rate.Image: The United States Federal Reserve bank, in Washington, D.C., which sets rate that can have an impact on the prime rate.

What is the prime rate?

Senior couple looking at paperwork and using laptopImage: Senior couple looking at paperwork and using laptop

Can a medical bankruptcy get you out of debt?

Couple going over documents with person behind deskImage: Couple going over documents with person behind desk

How to complete the Chapter 7 bankruptcy means test

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Co-signing a loan: Pros and cons

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How much does it cost to file for bankruptcy?

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7 tips to help you pay your bills on...

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Is there a statute of limitations on collecting old...

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