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A couple sit at a table in their living room reviewing their finances to determine if they should use a 401k to pay off debt.Image: A couple sit at a table in their living room reviewing their finances to determine if they should use a 401k to pay off debt.

Is using your 401(k) to pay off debt a...

Older man in his kitchen, reviewing is bills at this kitchen counter, considering a debt settlement letterImage: Older man in his kitchen, reviewing is bills at this kitchen counter, considering a debt settlement letter

Understanding debt settlement letters

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Personal line of credit vs. a credit card: What’s...

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Student loan forgiveness scams: What to watch out for

Woman lying on the floor of her living room with her laptop open, considering her student loan debt relief optionsImage: Woman lying on the floor of her living room with her laptop open, considering her student loan debt relief options

Student loan debt relief: Forgiveness and other options

Woman boarding a train as she reads on her phone about potential debt relief solutionsImage: Woman boarding a train as she reads on her phone about potential debt relief solutions

Debt relief: Is it a good idea?

Man talking on cellphone in dimly lit room, figuring out medical debt after deathImage: Man talking on cellphone in dimly lit room, figuring out medical debt after death

Medical debt after death: Who’s responsible?

Man in office, looking up government hardship grants on computerImage: Man in office, looking up government hardship grants on computer

Government hardship grants for individuals: Do they exist?

Pregnant woman sitting at home, looking up medical debt consolidation on a digital tabletImage: Pregnant woman sitting at home, looking up medical debt consolidation on a digital tablet

Medical debt consolidation: Is it a good idea for...

Young woman lying on floor, looking up debt buyers on her cellphoneImage: Young woman lying on floor, looking up debt buyers on her cellphone

What is a debt buyer and what should you...

Recent Grad contemplating loan deferment vs forbearanceImage: Recent Grad contemplating loan deferment vs forbearance

Loan deferment vs. forbearance: What works for your student...

Young woman looking at computer and researching what a lien isImage: Young woman looking at computer and researching what a lien is

What is a lien?

Man standing in his kitchen, holding his baby and reading on his phoneImage: Man standing in his kitchen, holding his baby and reading on his phone

What is Regulation Z?

Woman sitting on her couch with her dog, reading on her tabletImage: Woman sitting on her couch with her dog, reading on her tablet

Good debt vs. bad debt: What to know before...

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Nonrecourse debt: What you need to know

Young same sex couple sitting on porch in front of their home with their dogImage: Young same sex couple sitting on porch in front of their home with their dog

What is revolving debt?

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Usury laws: What they are and why you should...

Young man sitting on couch and holding credit card to learn about a finance chargeImage: Young man sitting on couch and holding credit card to learn about a finance charge

What are finance charges and why do they matter?

Two young women standing together in their kitchen, having coffee and reading togetherImage: Two young women standing together in their kitchen, having coffee and reading together

How to calculate debt-to-income ratio

Couple sitting together in their living room, talking and relaxingImage: Couple sitting together in their living room, talking and relaxing

Repaying a loan early? The Rule of 78 could...

Young female farmer with cows and her dogImage: Young female farmer with cows and her dog

Government loans: What are my borrowing options?

Mother reading to her toddler daughter in bedImage: Mother reading to her toddler daughter in bed

What is a secured line of credit?

Young man working from home and using his phone to make a principal-only paymentImage: Young man working from home and using his phone to make a principal-only payment

What is a principal-only payment?

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What is loan-to-value ratio?

Young woman with coffee to go sitting on stairs looking at cell phoneImage: Young woman with coffee to go sitting on stairs looking at cell phone

What is a simple interest loan?

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What is a creditor?

what-is-a-loan-principalImage: what-is-a-loan-principal

What is a loan principal?

loan-defaultImage: loan-default

What does loan default mean?

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Preapproved vs. prequalified: What’s the difference?

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Preapproved loan: What is it?

what-is-the-snowball-methodImage: what-is-the-snowball-method

What is the snowball method?

Woman drinking coffee and looking at laptopImage: Woman drinking coffee and looking at laptop

What is a debtor?

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Debt avalanche: A way to pay off debt

Couple holding credit card and using laptopImage: Couple holding credit card and using laptop

What is the Truth in Lending Act?

Woman takes advantage of FDCPA rights while paying a bill over the phoneImage: Woman takes advantage of FDCPA rights while paying a bill over the phone

FDCPA: Fair Debt Collection Practices Act

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What is collateral?

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