primor® Secured Visa Gold Card

APPLY NOW
  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
Annual Fee:
$49
Purchase Intro APR:
N/A
Purchase Regular APR:
9.99%*
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 18.99%
Cash Advance Fee 5%, Min: $5
Late Fee Up to $29
Penalty APR None
Balance Transfer Fee N/A
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
LoveBirds09
Good card
by LoveBirds09
Helpful to 171 out of 187

The card itself is a good tool to help fix your credit. You have to get smart and only use 30% or lower of your credit limit. Now, customer service is another thing! They are rude and a pain in the A@%^! They laugh at you and act condesendant at your questions and make you feel stupid when they are supposed to help people that are new to this or dont know how to manage a credit card. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Minnesotacredit
Don't Do It, Bad Company
by Minnesotacredit
Helpful to 70 out of 72

I always kept this card paid in full and canceled this account after receiving better cards. They sometime wait 3 weeks after receiving my payment to post it. I avoided late payments by paying the balance right when it posted and still the payments were processed after over 21 days at times. That is ridiculous and can damage credit. After canceling my account I was told it will be 10 weeks before I receive my deposit back that seems excessive. After canceling this account my credit score lost any gains it had from the account. Overall I would not recommend this card. Go with a secured discover card with no annual fee and that will turn unsecured in 1 year, that’s what I did.

 


Our Take

For those with less than perfect credit, the primor® Secured Visa Gold Card is a great option. Consumers can rebuild, or reestablish credit history by making on-time minimum payments with all creditors and maintaining account balances low relative to the credit limit with all creditors. With low fixed interest rates, no processing or application fees and guaranteed approval!

A secured card is one of the best ways to turn around poor credit or establish good credit history.

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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