primor® Secured Visa Gold Card

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  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! 
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! 
  • Helps strengthen your credit with responsible card use.  Reports to three national bureaus  
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line 
  • See additional  primor® Secured Visa Gold Card details  
Annual Fee:
Purchase Intro APR:
Purchase Regular APR:
Balance Transfer Intro APR:
Balance Transfer Regular APR:

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 18.99%
Cash Advance Fee 5%, Min: $5
Late Fee Up to $29
Penalty APR None
Balance Transfer Fee N/A
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
by redflag777
Helpful to 83 out of 86

'When you read these reviews you cant help but to shake your head sometimes. Like the person who said they had the card for 3 months and the card made their credit worse. These people always make it a point to tell you to sign up with another credit card bank like capital one. First off Cap1 cant come close to this rate of 9.99% fixed. Thats enough to get the card on its own. The other complaint they had is about the reporting time. All banks report once a month. These reviews are cooked and these folks giving these reviews probably get paid to trash primor who is now berkshire bank. 

Finally a bank to look after the little guy. They dont believe in screwing people with bad or no credit.  once again, a fixed 9.99% rate with bad or no credit because EVERYBODY IS APPROVED.  THIS CARD HELPED ME GO FROM A 498 TO A 639 IN LESS THAN A YEAR.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
The worst card I have ever owned!
by AaronFromNebraska
Helpful to 20 out of 23

Do yourself a favor right now and do NOT apply for this card!  This is a prepaid card with a HUGE annual fee!  There is ZERO chance in the future of this card turning into an actual credit card where you can earn credit limit increases based on payment history, even though it is advertised as such!  Of course...if you do cancel the card, it DINGS your credit score, which is an absolute FARSE!  Bank and customer service based out of New Jersey...good luck getting ahold of someone if you ever need to.  The security on this card is suspect as someone hacked my account.  When I received a call from their fraud department it was a machine and instead of talking to someone right away I had to hold for 20 minutes, just to tell them I did not occur charges!

Our Take

The primor® Secured Visa Gold Card is a solid option for people with limited or no credit history who want to build their credit.

What to Like

It’s a secured credit card, meaning people with limited or no credit history can still get approved. The card also has a relatively low APR on purchases, and reports to all three credit bureaus.

Look Out For

Because the card is secured, you’ll have to pay a security deposit equal to the size of your credit line. There’s also a $49 annual fee.

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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