5 Reviews
Rewards rate
1x - 3xMiles per dollarAnnual fee
$350Welcome bonus
70,000MilesEditors' bonus estimate
$994
Additional rates & fees
- Annual fee
- $350
- Intro purchase APR
- N/A
- Regular purchase APR
- 20.49% - 28.99%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 20.49% - 28.99%* Variable
- Cash advance APR
- 29.24%* Variable
- Cash advance fee
- 5%, Min: $10
- Late fee
- See Terms*
- Penalty APR
- Up to 29.99%
- Balance transfer fee
- 5%, Min: $5
- Foreign transaction fee
- $0
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Limited-time Offer: Earn 70,000 bonus miles and 500 PQP
- 3x miles on United® purchases
- 2x miles on dining, select streaming services, and all other travel
- 1x mile on all other purchases
- Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
- Earn a 10,000-mile award flight discount after spending $20,000 each calendar year to use toward an eligible award flight
- Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year
- Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
- Member FDIC