2 Reviews
Rewards rate
1x - 3xPoints per dollarAnnual fee
$149Welcome bonus
60,000PointsEditors' bonus value estimate
$810
Additional rates & fees
- Annual fee
- $149
- Intro purchase APR
- N/A
- Regular purchase APR
- 19.99% - 28.49%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 19.99% - 28.49%* Variable
- Cash advance APR
- 29.24%* Variable
- Cash advance fee
- 5%, Min: $15
- Late fee
- See Terms*
- Penalty APR
- Up to 29.99%
- Balance transfer fee
- 5%, Min: $5
- Foreign transaction fee
- $0
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Select a Standard or Preferred seat within 48 hours prior to departure, when available.*
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
- No foreign transaction fees.
- Member FDIC
Rates and fees