Chase Sapphire® Card

Sorry, this offer is no longer available on Credit Karma.
  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate RewardsSM!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!
Annual Fee:
$0
Purchase Intro APR:
N/A
Purchase Regular APR:
15.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
15.99%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms
Cash Advance Fee 3%
Late Fee See Terms
Penalty APR See Terms
Balance Transfer Fee 5%, Min: $10
Foreign Transaction Fee 3%
Return Payment Fee See Terms

Rewards

Welcome Bonus

Earn 10,000 points after you spend $500 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Restaurants

2 points per dollar


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Crimlaw1
Great!
by Crimlaw1
Helpful to 4 out of 4

Rewards aren't bad, but the best part is that Chase actually gives you a chance with marginal credit - when I applied I was in the lower 600's.  After talking to them and verifying some info I learned that I was approved.  I expected some crappy CL like $1000 or something, but got $9,000 instead!  Chase is in a war with AMEX so now is the time to apply!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
Bad customer service
by Anonymous

If you are paying yealry fee of $450, you demand good cutomer service.

Their website needs improvement too.


Our Take

The Chase Sapphire® Card is one of the highest-rated airline and travel rewards credit cards available for high-spending, excellent credit consumers, and for good reason. The Chase Sapphire® Card is designed specifically for big spenders who want to earn maximum travel rewards, and offers double points for airfare booked through Chase’s Ultimate Rewards program. Cardholders also earn 1 point for every dollar spent on all purchases. Points are refreshingly unrestricted, with no limits, no expiration, and can be redeemed for travel, gift cards, merchandise, cash back, and more. A bonus feature to put jet setters and high rollers at ease is Chase’s premier travel and purchase protection benefits, including a dedicated 24/7 live service representatives who will assist cardholders with their needs.

This is an airlines card to be envied, especially because it has no annual fee and offers $100 in bonus rewards -- or 10,000 points -- after spending $500 in your first three months. If you want an airline and travel rewards card to maximize rewards on your high-spending habits, Chase Sapphire® Card is the first card you should consider to take with you anywhere.

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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