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Offered by: Chase

Chase Sapphire® Card

  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate RewardsSM!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
687
Typical Low: 627
Typical High: 749
   

N/A

15.99%*

N/A

15.99%*

 

Variable

 

Variable

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

See Terms

Annual Fee

$0

Late Fee

See Terms

Cash Advance Fee

3%

Balance Transfer Fee

5%, Min: $10

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$479

$479

$479

Value of Bonus Points

$100

$0

$0

Annual & Application Fees

$0

$0

$0

 

Savings

Total Annual Savings

$579

$479

$479

Total Savings over 3 Years

$1,536

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 2,113
Data Created: February 02, 2015



158 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

One of my Quickest Chase Approvals Helpful to 0 out of 1 people

I've been with Chase since August 2014 and applied for the card last month in February on a Friday night. Lending department was closed and I got a message saying that I'd need to call them to go over some information. A few hours later, the card showed up on my Chase account page and I was able to request rush delivery on the card. It's a great card to have and it's become my go to card for restaurants. Will be applying for the Freedom when the $200 sign up bonus returns.

rseveman1994's response was:    

 
Mar 15, 2015

rseveman1994(7, 41)

Very happy with the card! Helpful to 1 out of 1 people

I have opened this cc in the end of november. Credist score was around 690.. cant recall.. Was approved for 3500$, which it though was good, but less to my AMEX that i opened a month earlier and was approved for 5k. Anyways, long story short, I noticed today (only about 3 months after opening) that I had my line increased to 9k!! Whoohoo! I didnt request it, but im assuming since my AMEX went up to 9k, they matched it. Cant complain! :D

IrinaZabina's response was:    

 
Mar 01, 2015

IrinaZabina(1, 1)

No Complaints!

This post is a follow up from April 2014: I love this card!!  I have had this card for about 10 months and it is now my go-to card.  I got an initial CL of $8000 and was just given a CL increase to $12000 and it hasn't even been a year yet!! They are also allowing me to transfer balances to this card with 0% APR for 12 months!  The rewards are great and very flexible.  I use them for my Amazon.com purchases.  I understand that this card is no longer available.  New customers will have to get the Sapphire Preferred card.  I highly recommend!

bishop10021's response was:    

 
Feb 20, 2015

bishop10021(4, 6)

Favorite Card!

This is my favorite credit card. First, it came with the new chip installed, which will be required by all cards soon. Next , I got an incredibly high credit line so I can use one card for everything. The only time I had to call, I was so shocked that a human being answered the phone!! I used my card to purchase a US air ticket, and when I got to to the airport to my surprise they announced : Will all first class ticket holders and any Chase Sapphire members please load the plane.  So far, I have had nothing but pleasure owning this card.

Feb 13, 2015

See all 158 Reviews of Chase Sapphire® Card

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2014 through April 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.