Apply now
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases – it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.24-24.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee  
Annual Fee:
Purchase Intro APR:
0%* intro
(15 Months)
Purchase Regular APR:
16.24% - 24.99%*
Balance Transfer Intro APR:
0%* intro
(15 Months)
Balance Transfer Regular APR:
16.24% - 24.99%*

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.24%* Variable
Cash Advance Fee 5%, Min: $10
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 5%, Min: $5
Foreign Transaction Fee 3%
Return Payment Fee See Terms*


Welcome Bonus

Earn $150 after you spend $500 in the first 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
by Anonymous
Helpful to 233 out of 252

I have had the Chase Freedom for 3.5 years now. I only had one Wells Fargo platinum card with a $2800 credit limit on it before the Freedom. I was instantly approved to get the Freedom with a 685 credit score. My approved credit limit was $15,000 right away. I use this card for everything and pay it off every two weeks. I now have a 795 credit score and a $30,400 limit on the Freedom with over $850 in cash rewards. Great card, great service, and very easy to use mobile app. Love it and love the rewards. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
NOT a financial partner
by AverageBorrower
Helpful to 365 out of 420


I've been a customer for more than 10 years.  Like many others I was hit by a major life event and found myself needing to pay thousands to Chase in interest.  I never defaulted, I never exeeded my limit and I treated Chase as my prefered creditor, always paying them before others and even tightening my belt rather than miss any payments.  While trying to recover and working hard to increase my credit score to a point before the setback, Chase decided to lower my Credit limits without cause.  They said that I have recently spent too much money on credit cards.  Yes I had a high utilization across the board but I had just turned the corner to start moving forward.  They ignored the fact that my mortgage was just recently paid in full as well!  BUT Not only did they lower my limits, they closed the gap that I did have and set my limits to the current balance.  CREATING AN ARTIFICIAL 100% UTILIZATION!   They don't care about your history with them.  They don't care about their customers.  AVOID AT ALL COSTS!!!

They CHANGE THE RULES even if you are paying on time and staying under your limit.


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from July 2017 through December 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.