Min. deposit
$100RefundableRegular purchase APR
28.24%* VariableAnnual fee
$0 for the first year, $25 thereafter
Additional rates & fees
- Annual fee
- $0 for the first year, $25 thereafter
- Intro purchase APR
- N/A
- Regular purchase APR
- 28.24%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- N/A
- Cash advance APR
- N/A
- Cash advance fee
- N/A
- Late fee
- $15
- Penalty APR
- N/A
- Balance transfer fee
- N/A
- Foreign transaction fee
- N/A
- Return payment fee
- $15
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- $25 Welcome Bonus: Make your first purchase within 30 days of account opening and receive a $25 Statement Credit as a Welcome Bonus**!
- $0 intro annual fee*
- No hard credit check or credit score required
- See if you’re approved in minutes
- Reports to all 3 major credit bureaus to build credit history
- Be automatically considered for a higher credit line in just 6 months—no extra deposit needed
- Monitor your credit progress with free access to your Credit Score. Secure your credit line with a refundable security deposit - as low as $100.
- Use your card anywhere Visa is accepted–in the US.
- Enjoy peace of mind with $0 Fraud Liability Guarantee for Lost/Stolen Cards with Visa’s Zero Liability Policy
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Manage your account online, by phone or in our mobile app
- **Welcome Bonus Award Disclosure: Earn a $25 statement credit when you make a qualifying purchase within 30 days of activating your new credit card account. The statement credit will post within 60 days of the purchase. Your account must remain open with active charging privileges in order to receive the Welcome Bonus Award. Offer valid one time for new Self customers who apply through the Credit Karma link.