Min. deposit
$100RefundableRegular purchase APR
28.24%* VariableAnnual fee
$0 for the first year, $25 thereafter
Additional rates & fees
- Annual fee
- $0 for the first year, $25 thereafter
- Intro purchase APR
- N/A
- Regular purchase APR
- 28.24%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- N/A
- Cash advance APR
- N/A
- Cash advance fee
- N/A
- Late fee
- $15
- Penalty APR
- N/A
- Balance transfer fee
- N/A
- Foreign transaction fee
- N/A
- Return payment fee
- $15
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- $0 intro annual fee*
- No credit check or score required
- See if you’re approved in minutes
- Reports to all 3 major credit bureaus to build credit history
- Be automatically considered for a higher credit line in just 6 months—no extra deposit needed
- Monitor your credit progress with free access to your Credit Score.
- Secure your credit line with a refundable security deposit - as low as $100.
- Use your card anywhere Visa is accepted–in the US.
- Enjoy peace of mind with $0 Fraud Liability Guarantee for Lost/Stolen Cards with Visa’s Zero Liability Policy
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Manage your account online, by phone or in our mobile app
- Stay on track with Auto Pay and account alerts