U.S. Bank Visa® Platinum Card

Sorry, this offer is no longer available on Credit Karma.
  • Great Offer for U.S. Bank Customers.  
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 10.49%-22.49%*.
  • No annual fee*.  
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum.
  • Zero fraud liability*for unauthorized transactions if your card is ever lost or stolen.
  • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe. 
  • Chip technology for enhanced card security.
  • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account.
Annual Fee:
Purchase Intro APR:
(15 Months)
Purchase Regular APR:
10.49% - 22.49%*
Balance Transfer Intro APR:
(15 Months)
Balance Transfer Regular APR:
10.49% - 22.49%*

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.49%
Cash Advance Fee 4%, Min: $10
Late Fee Up to $37
Penalty APR None
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee Up to 3%
Return Payment Fee Up to $35

Our Take

The U.S. Bank Visa® Platinum Card is a straightforward choice with an attractive 0% intro APR period.

What to Like

The U.S. Bank Visa® Platinum Card offers a 0% intro APR on both purchases and balance transfers for 15 billing cycles. There’s also no annual fee, and cardholders can pick their own due date.

Look Out For

This card doesn’t include a cash back or rewards program. There are also balance transfer and foreign transaction fees.

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2016 through March 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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