Rewards rate
1% - 2%Cash backAnnual fee
$195; $95 for each additional user
Additional rates & fees
- Annual fee
- $195; $95 for each additional user
- Intro purchase APR
- N/A
- Regular purchase APR
- 21.24%, 25.43% or 28.24%
- Intro balance transfer APR
- 0% intro for 15 Billing Cycles on qualifying transfers*
- Regular balance transfer APR
- 21.24%, 25.43% or 28.24%
- Cash advance APR
- 30.49%* Variable
- Cash advance fee
- Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Late fee
- Up to $39
- Penalty APR
- N/A
- Balance transfer fee
- Either $5 or 5% of the amount of each transfer, whichever is greater.
- Foreign transaction fee
- None
- Return payment fee
- Up to $39
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Ideal for those seeking an introductory premium travel card that provides exceptional airfare redemption, access to hotel privileges and elevated service beyond the ordinary. Find peace of mind with protection benefits that exceeds standard credit cards.
- Flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Earn one point for every dollar spent. Straightforward redemption without needing a high-maintenance reward strategy. No foreign transaction fees, no earning caps, no rotating categories, and no need to chase down transfer partners to escape very low point values.
- 24/7 Luxury Card Concierge®—Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incur no charge for making them, and do not involve department transfers.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Members-only LUXURY MAGAZINE®.
- Brushed Metal Card Design: Weighing in at an industry-leading 22g. Designed for frequent shoppers, big ticket purchases and everything in between.
- Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
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