The First PREMIER® Bank MasterCard® Credit Card is a solid option for those with a limited or poor credit history that are hoping to build or re-establish credit.
What to Like
The First PREMIER® Bank MasterCard® is unsecured, meaning you won’t have to put down a deposit to access your credit, though there are fees associated with this offer. This card reports to all major consumer reporting bureaus, so using it responsibly and making on-time payments could help you build credit.
Look Out For
The First PREMIER® Bank MasterCard® requires a one-time processing fee to open your account along with additional recurring fees that are billed to the card after the account is opened. Like many cards geared toward low credit scores, this card also has a relatively high interest rate. Interest rates and fees may vary, so be sure to check the specific terms of this offer before applying.