First PREMIER® Bank MasterCard® Credit Card

  • Must have checking account to qualify
  • Trying to rebuild your credit history? It may be possible if you make on time payments to all of your creditors and keep your account balances low relative to the credit limit.
  • Apply today and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges).
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Pay no interest on purchases by paying your balance in full each month
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Annual Fee:
See Terms*
Purchase Intro APR:
Purchase Regular APR:
See Terms*
Balance Transfer Intro APR:
Balance Transfer Regular APR:

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR See Terms
Balance Transfer Fee N/A*
Foreign Transaction Fee See Terms*

Our Take

The First PREMIER® Bank MasterCard® Credit Card is a solid option for those with a limited or poor credit history that are hoping to build or re-establish credit.

What to Like

The First PREMIER® Bank MasterCard® is unsecured, meaning you won’t have to put down a deposit to access your credit, though there are fees associated with this offer. This card reports to all major consumer reporting bureaus, so using it responsibly and making on-time payments could help you build credit.

Look Out For

The First PREMIER® Bank MasterCard® requires a one-time processing fee to open your account along with additional recurring fees that are billed to the card after the account is opened. Like many cards geared toward low credit scores, this card also has a relatively high interest rate. Interest rates and fees may vary, so be sure to check the specific terms of this offer before applying.

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† We look at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there’s no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from May 2015 through October 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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