First PREMIER® Bank MasterCard® Credit Card

  • Must have checking account to qualify
  • Apply today and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges).
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Pay no interest on purchases by paying your balance in full each month
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • Rebuilding your credit history may be possible: make on time payments to all your creditors and keep your account balances low relative to the credit limits
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Annual Fee
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Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Balance Transfer Fee N/A*

Our Take

For those with a limited credit history, the First PREMIER® Bank MasterCard® Credit Card is a solid option for building or re-establishing credit.

What to Like

The First PREMIER® Bank MasterCard® is unsecured, meaning you won’t have to put down a deposit to access your credit. This card reports to all major consumer reporting bureaus, so using it responsibly and making on-time payments could help you build credit.

Look Out For

The First PREMIER® Bank MasterCard® comes with a $95 one-time processing fee and at least a $75 annual fee for the first year. After that, cardholders pay $45 in annual fees and $6.25 or more per month as a processing fee. Like many cards geared toward low credit scores, this card also has a relatively high interest rate.

Similar Offers

First PREMIER® Bank MasterCard® Credit Card

Balance Transfer Intro APR Purchase Intro APR Regular APR

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† These Approval Odds represent Credit Karma's estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2014 through March 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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