Fidelity® Rewards Visa Signature® Card

Apply now
  • Get unlimited 2% cash back into an eligible Fidelity account to either spend or invest
  • $100 bonus offer after you spend $1,000 within the first 90 days
  • No category limitations
  • No Annual Fee
  • Points never expire
  • A variable APR of 14.24%
  • Balance transfer fee: 3% of each transfer amount, $5 minimum
Annual Fee:
$0
Purchase Intro APR:
N/A
Purchase Regular APR:
14.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
14.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.24%
Cash Advance Fee 3%, Min: $5
Late Fee Up to $37
Penalty APR N/A
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 1%
Return Payment Fee Up to $35

Rewards

Sign-Up Bonus

Earn $100 after you spend $1,000 in 3 months.

All Purchases

2% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
MimiRoss
HARD process but got $5,000
by MimiRoss
Helpful to 4 out of 4

APP SPREE:Fidelity® Rewards Visa Signature® ~*Approved For $5,000*~

I have had accounts with Fidelity for almost 20+ years. I currently have a cash account, investment and trading accounts. So this card was the one I wanted the most!  When I applied I got the "Will need to further review and can take up to 30 days". Instead of waiting I called the recon # to speak to a specialist directly. This one turned out to be the hardest process to get. They wanted to verify my income, identity, wanted to know why I wanted to get the card and asked me about the other recent inquiries. I was transferred multiple times and had to explain this information to each person I talked to. Each was about a 10 minute process so was almost on the phone for 45 minutes. They came to apologize multiple times despite me telling them they didnt have to. So they were very courteous but lengthy and thorough to get approved for. They actually pulled my highest credit score Transunion (794) so I can only imagine if they had pulled my lower scores. But they offer a unique bonus structure and I look forward to it helping me invest even more:

My Sign Up Bonus:

Unlimited 2% cash-back

Every net $1 spent equals rewards points

No limits on reward points and no restrictive categories

Points will not expire

Your Fidelity® Rewards Visa Signature® Card is Digital Wallet-enabled for:

  • Apple PayTM
  • Samsung Pay
  • AndroidTM Pay
Link to Fidelity accounts

Deposit your rewards4, 5 into one account or divide them among several. You can even use your rewards to fund a loved one's account. Choose from up to 5 eligible accounts6, including:

  • Brokerage account
  • Fidelity® Cash Management Account
  • Fidelity-managed 529 College Savings plan
  • Retirement account
See how 2% rewards can really add up Enjoy valuable card benefits7

Freedom to earn and redeem
The Fidelity® Rewards Visa Signature® Card has no rewards point caps, expirations, or restrictive categories.

No annual fee
You won't be charged a yearly fee just for having the card2.

Enhanced transaction security
The EMV chip technology embedded in the card helps protect you from in-store fraud when you make purchases at chip-activated terminals.

Zero fraud liability8
Feel confident that you won't be held responsible for any charges you didn't authorize.

Signature travel and shopping offers
Enjoy hotel and transportation discounts, a best available rate guarantee, beverage credits, and special offers at premium retailers.

Visa Signature® Concierge9
Access 24 hour complimentary assistance with everything from booking travel to getting concert tickets for your favorite musician.

24/7 Cardmember support
Rely on a U.S.-based customer service team to be available at any time, day or night.

Worldwide acceptance
Use this card at millions of places, both in the U.S. and globally.

 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
MimiRoss
HARD process but got $5,000
by MimiRoss
Helpful to 4 out of 4

APP SPREE:Fidelity® Rewards Visa Signature® ~*Approved For $5,000*~

I have had accounts with Fidelity for almost 20+ years. I currently have a cash account, investment and trading accounts. So this card was the one I wanted the most!  When I applied I got the "Will need to further review and can take up to 30 days". Instead of waiting I called the recon # to speak to a specialist directly. This one turned out to be the hardest process to get. They wanted to verify my income, identity, wanted to know why I wanted to get the card and asked me about the other recent inquiries. I was transferred multiple times and had to explain this information to each person I talked to. Each was about a 10 minute process so was almost on the phone for 45 minutes. They came to apologize multiple times despite me telling them they didnt have to. So they were very courteous but lengthy and thorough to get approved for. They actually pulled my highest credit score Transunion (794) so I can only imagine if they had pulled my lower scores. But they offer a unique bonus structure and I look forward to it helping me invest even more:

My Sign Up Bonus:

Unlimited 2% cash-back

Every net $1 spent equals rewards points

No limits on reward points and no restrictive categories

Points will not expire

Your Fidelity® Rewards Visa Signature® Card is Digital Wallet-enabled for:

  • Apple PayTM
  • Samsung Pay
  • AndroidTM Pay
Link to Fidelity accounts

Deposit your rewards4, 5 into one account or divide them among several. You can even use your rewards to fund a loved one's account. Choose from up to 5 eligible accounts6, including:

  • Brokerage account
  • Fidelity® Cash Management Account
  • Fidelity-managed 529 College Savings plan
  • Retirement account
See how 2% rewards can really add up Enjoy valuable card benefits7

Freedom to earn and redeem
The Fidelity® Rewards Visa Signature® Card has no rewards point caps, expirations, or restrictive categories.

No annual fee
You won't be charged a yearly fee just for having the card2.

Enhanced transaction security
The EMV chip technology embedded in the card helps protect you from in-store fraud when you make purchases at chip-activated terminals.

Zero fraud liability8
Feel confident that you won't be held responsible for any charges you didn't authorize.

Signature travel and shopping offers
Enjoy hotel and transportation discounts, a best available rate guarantee, beverage credits, and special offers at premium retailers.

Visa Signature® Concierge9
Access 24 hour complimentary assistance with everything from booking travel to getting concert tickets for your favorite musician.

24/7 Cardmember support
Rely on a U.S.-based customer service team to be available at any time, day or night.

Worldwide acceptance
Use this card at millions of places, both in the U.S. and globally.

 


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2016 through November 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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