Wells Fargo Propel American Express® Card

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  • NEW! Earn 20,000 bonus points after spending $1,000 in the first 3 months
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
  • Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.74%-25.74% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
13.74% - 25.74%*
Variable
Balance Transfer Intro APR:
0%
(12 Months)
Balance Transfer Regular APR:
13.74% - 25.74%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.74% - 26.74%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% Intro for 12 months
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 20,000 points after you spend $1,000 in 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

3 points per dollar

Earn 3X points at U.S. gas stations

Restaurants

2 points per dollar

2X points at U.S. restaurants


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
2192Alex
by 2192Alex
Helpful to 25 out of 26

I applied after receiving a (pre qualified) offer when logging into my checking account. I was instantly approved for a 4000 limit. It is my first Wells Fargo card however I do have two Amex cards. The card has a great rewards program and easy on line access. I really like this card.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Tonyknows
Scurrilous banking practices
by Tonyknows
Helpful to 19 out of 31

I did business with Wells Fargo on several different fronts. Between the hidden fees and the lousy customer service I couldn't wait to get away from this outfit as fast as I could. With so many options available today, there's no reason to settle for mediocrity.


Our Take

The Wells Fargo Propel American Express® Card offers some pretty attractive rewards.

What to Like

Cardholders can earn 3x points on purchases at U.S. gas stations, 2x at U.S. restaurants and 1x points on other net purchases. There’s also no annual fee and a 0% introductory APR on purchases and balance transfers for the first 12 months.

Look Out For

You’ll pay a 3% introductory fee for balance transfers in the first 12 months and 5% for balance transfers after that. There’s also a foreign transaction fee.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2016 through March 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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