Wells Fargo Propel American Express® Card

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  • Earn 20,000 bonus points after spending $1,000 in the first 3 months
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far® Rewards
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
  • Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99% - 25.99% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
13.99% - 25.99%*
Variable
Balance Transfer Intro APR:
0%
(12 Months)
Balance Transfer Regular APR:
13.99% - 25.99%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.99% - 26.99%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% Intro for 12 months
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn 20,000 points after you spend $1,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

3 points per dollar

Earn 3X points at U.S. gas stations

Restaurants

2 points per dollar

2X points at U.S. restaurants


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
Nice credt limint
by Anonymous
Helpful to 16 out of 17

I have fair credit and I bank with wells fargo, I have been working on my credit for the last years and was very impresive fo me to get aproved on the spot and also to get 7100 on credit limit. Thanks Wells Fargo

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
ccenth14
Not a huge fan
by ccenth14
Helpful to 16 out of 17

I was interested in this card when I saw that I could earn 3x points on Gas & Travel, 2x points on Restaurants & Dining and 1x points everywhere else. I move around a lot and eat at restaurants most of the time, so I figured this would be a great card to rack up some points. Over the time I've had it I would say I have spent close to $10k and have not racked up as many points as I would have hoped for. The most annoying part of it all is that through GoFar Rewards, you can only redeem in increments of 2,500 points ($25). This is frustrating for me considering I am able to redeem any amount on my Discover and Chase cards. All in all, it's an okay card and they seem to be lenient on credit lines (I got approved for $6k) and the application process is fairly easy. I am no longer using this card as my other credit cards seem to be working better for my lifestyle spending. 


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from May 2017 through October 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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