Wells Fargo Propel American Express® Credit Card

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  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on all other net purchases every day
  • No Annual Fee
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Earn an annual bonus of 10% Go Far™ Rewards points on non-bonus rewards points if you maintain a qualifying Consumer Wells Fargo Checking or Savings Account
  • Enjoy exclusive offers on airline tickets, hotels, car rentals, and cruises
  • Redeem points for travel, gift cards, cash back or merchandise through Go Far™ Rewards
Annual Fee:
$0
Purchase Intro APR:
0%
(15 Months)
Purchase Regular APR:
13.24% - 25.24%*
Variable
Balance Transfer Intro APR:
0%
(15 Months)
Balance Transfer Regular APR:
13.24% - 25.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.24% - 26.24%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% Intro for 15 months
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Rewards

All Purchases

1 point per dollar

No cap on spending

Gas

3 points per dollar

Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on all other net purchases every day

Restaurants

2 points per dollar

Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on all other net purchases every day


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
2192Alex
by 2192Alex
Helpful to 7 out of 7

I applied after receiving a (pre qualified) offer when logging into my checking account. I was instantly approved for a 4000 limit. It is my first Wells Fargo card however I do have two Amex cards. The card has a great rewards program and easy on line access. I really like this card.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Tonyknows
Scurrilous banking practices
by Tonyknows
Helpful to 6 out of 10

I did business with Wells Fargo on several different fronts. Between the hidden fees and the lousy customer service I couldn't wait to get away from this outfit as fast as I could. With so many options available today, there's no reason to settle for mediocrity.


Our Take

The Wells Fargo Propel American Express® Card offers some pretty attractive rewards.

What to Like

Cardholders can earn 3x points on purchases at U.S. gas stations, 2x at U.S. restaurants and 1x points on all other net purchases. There’s also no annual fee and a 0% introductory APR on purchases and balance transfers for the first 15 months.

Look Out For

You’ll pay a 3% fee for balance transfers in the first 15 months and 5% for balance transfers after that. There’s also a foreign transaction fee.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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