Wells Fargo Platinum Visa® Card

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  • 0% Intro APR for 18 months on purchases and balance transfers, then a 16.15%-25.99% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Annual Fee:
Purchase Intro APR:
(18 Months)
Purchase Regular APR:
16.15% - 25.99%*
Balance Transfer Intro APR:
(18 Months)
Balance Transfer Regular APR:
16.15% - 25.99%*

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.99% - 26.99%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% Intro for 18 months
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
great card
by jerry1234777
Helpful to 12 out of 13

I had a secured card for 1k got it in june -2016. paid and ALWAYS a zero balance. used it at high percentage monthly but paid it off so no interest.. 8 months later they returned the deposit within a few days of unsecuring it and made it unsecured with no annual fee. they left the limit @ 1,000. I can not complain. they were professional. my credit score was low 600s then advanced to 715+ on most of the 4 credit reporting. new credit customer as i had no cards, no credit a year ago. not bad credit but none at all and i am a senior. overall i am very pleased. They are my bank also and have been for 15+ years.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Secured card that never graduates!!!
by Anonymous
Helpful to 26 out of 26

Appled for this card 06/2015. After 13 months of consistant on-time payments, even paid off the card like 3 times, the card didn't "graduate". I called three customer service agents and was given different answers each time on when the account graduates to a unsecured card. 

The first rep I call had informed me that i'll never receive the deposit, and that the card doesn't graduate. I replied: "Are you sure? I initially gave you guys a $300 DEPOSIT for  a secured credit card". She then put me on hold, came back and said to me: "oh yeah, you're right. card should graduate".

Second time I called I spoke with a rep. and he was very unpleasant and unprofessional by giving me horrible advice as to what I should do! Nonchalantly, he told me to max out the card in order to "retrive" my deposit (Horrible advice). I disagreed with him ofcourse! He then told me to use up the balance, close the account, and apply for an unsecure credit card through wellsfargo. I replied: "I can't close the account since it's my oldest account on my CR, and it's a CREDIT CARD so I can't close the account by maxing out the card". Very frustrated, I called again.

Third time I called I spoke with an "outsourced" rep. located somewhere in India and she told me the account is under review for approval to an unsecured account..

In conclusion, it's current;y 12/20/2016 and my account still hasn't graduated. I never missed a payment and card account is still in excellent standing. Its likely they're waiting for me to mess up by missing a payment in order to not refund my DEPOSIT!!! My credit score is in the 700s, I got approved for AMEX, Discover, and my other secured card from Bank of America graduated in 11 months, received my deposit, and I received a credit increase of $1500. That lonely WellsFraudgo account is the ONLY creditor on all of my CRs at a $300 credit limit, the rest of my accounts are in the thousands!!! NEVER apply for ANY accounts with these crooks AKA WellsFraudgo. 

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