Wells Fargo Platinum Visa® Credit Card

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  • 0% Intro APR for 15 months on purchases and balance transfers, then a 15.90%-25.74% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Annual Fee:
$0
Purchase Intro APR:
0%
(15 Months)
Purchase Regular APR:
15.90% - 25.74%*
Variable
Balance Transfer Intro APR:
0%
(15 Months)
Balance Transfer Regular APR:
15.90% - 25.74%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.74% - 26.74%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% Intro for 15 months
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Ksmith9477
Good for rebuilding.
by Ksmith9477
Helpful to 14 out of 15

Got a secured line for $300 and have used minimally paying the balance immediately from my WF bank account.  My score has gone up over 100 pts in the past 6 months.  Beyond happy!!!  Was just approved for the WF cash wise unsecured card!  Yay!!!!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
dallascowboyfan1954
Really
by dallascowboyfan1954
Helpful to 40 out of 41

After 10 plus years with W/F this is the lowest limit I have on a credit card. I have had the card for 5 years and not one increase. l only use the card for Starbucks reloads. It's sad that a bank you have a relationship with won't grow with you. 


Our Take

The Wells Fargo Platinum Visa® Credit Card is a solid, no-frills credit card.

What to Like

The Wells Fargo Platinum Visa® Credit Card has no annual fee. There’s also a 0% intro APR that applies to both purchases and balance transfers for the first 15 months.

Look Out For

Cardholders pay a 3% introductory fee for balance transfers in the first 15 months and 5% for balance transfers afterward. There’s also no rewards program associated with this card.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2016 through February 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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