Wells Fargo Platinum Visa® Card

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  • 0% Intro APR for 15 months on purchases and balance transfers, then a 16.40%-26.24% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Annual Fee:
$0
Purchase Intro APR:
0%
(15 Months)
Purchase Regular APR:
16.40% - 26.24%*
Variable
Balance Transfer Intro APR:
0%
(15 Months)
Balance Transfer Regular APR:
16.40% - 26.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.24% - 27.24%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% Intro for 15 months
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
jerry1234777
great card
by jerry1234777
Helpful to 19 out of 22

I had a secured card for 1k got it in june -2016. paid and ALWAYS a zero balance. used it at high percentage monthly but paid it off so no interest.. 8 months later they returned the deposit within a few days of unsecuring it and made it unsecured with no annual fee. they left the limit @ 1,000. I can not complain. they were professional. my credit score was low 600s then advanced to 715+ on most of the 4 credit reporting. new credit customer as i had no cards, no credit a year ago. not bad credit but none at all and i am a senior. overall i am very pleased. They are my bank also and have been for 15+ years.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
nottellingyoubro
Min benefits and terrible cust service
by nottellingyoubro
Helpful to 32 out of 32

Small benefits come with WFs flagship credit card. This was my first cc and had over $4700 CL. Was closed due to a 6-month inactivity... Reason being that this card lacks reward options, an attractive sign up bonus, and formidable customer service. There are plenty of other offers out there. Don't apply for this useless CC from a big bank.


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from July 2017 through December 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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