Public Savings Bank Secured Card

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  • Build credit history – we report to all 3 major credit bureaus
  • 0% APR on all purchases for the first 6 months
  • No annual fees or monthly maintenance fees
  • No credit check
  • No checking account required
  • Your credit is not a factor!
  • Choose your initial credit limit from $300-$2000
  • Lifetime credit lines up to $5,000
  • Free fraud protection against unauthorized use
  • Use the card everywhere you see the Visa logo
Annual Fee:
none
Purchase Intro APR:
0%
(6 months)
Purchase Regular APR:
11.24%
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate *
Cash Advance Fee See terms*
Late Fee See terms*
Balance Transfer Fee See terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
HDfilmdoctor
by HDfilmdoctor
Helpful to 3 out of 4

This used to be a great deal with a minimum deposit to open a SECURED card with PUBLIC SAVINGS BANK, first year ANNUAL FEE WAIVED and 0.0% interest for the first 6 months...NOW THEY HAVE BEEN SOLD TO CAPITAL BANK who has raised the interest rates and added a  $50/per year ANNUAL FEE

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
HDfilmdoctor
by HDfilmdoctor
Helpful to 3 out of 4

This used to be a great deal with a minimum deposit to open a SECURED card with PUBLIC SAVINGS BANK, first year ANNUAL FEE WAIVED and 0.0% interest for the first 6 months...NOW THEY HAVE BEEN SOLD TO CAPITAL BANK who has raised the interest rates and added a  $50/per year ANNUAL FEE


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† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from February 2015 through July 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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