- Regular purchase APR23.99% - 29.99%*Variable
- Annual fee$0 intro with auto paythen $39 after first year
Additional rates & fees
- Annual fee
- $0 intro with auto pay, then $39 after first year
- Intro purchase APR
- N/A
- Regular purchase APR
- 23.99% - 29.99%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- N/A
- Cash advance APR
- 29.99% Variable
- Cash advance fee
- None
- Late fee
- Up to $40
- Penalty APR
- N/A
- Balance transfer fee
- N/A
- Foreign transaction fee
- 1% of transaction amount
- Return payment fee
- None
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Annual Percentage Rate (APR) for purchases: 23.99%-29.99% variable based on Prime Rate
- APR for cash advances: 29.99% variable based on Prime Rate
- Annual Fee: $39 (waived for the first year if you sign up for AutoPay before your first statement)
- Minimum interest charge: no less than $1.00 (ME residents no more than $0.50)
- Foreign transaction fee: 1% of the transaction amount
- Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International
- No security deposit required
- Initial credit limit up to $3,000
- Monthly reporting to all 3 major credit bureaus to establish credit history
- Zero fraud liability (which offers protection against unauthorized purchases)
- While you wait for your Prosper® Card to ship, use a portion of your credit line instantly through Digital Wallet, My Prosper Card App, or Prosper.com
- Choose a monthly payment date that works for you
- Free mobile app—My Prosper Card
See full terms and conditions here