Prosper® Card
539 Reviews
Regular purchase APR
22.49% - 33.99%* Variable
Annual fee
$0 intro with auto pay, then $59 after first year
Additional rates and fees
Annual fee
$0 intro with auto pay, then $59 after first year
Intro purchase APR
N/A
Regular purchase APR
22.49% - 33.99%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
33.99%* Variable
Cash advance fee
None
Late fee
Up to $40
Penalty APR
N/A
Balance transfer fee
N/A
Foreign transaction fee
1% of transaction amount
Return payment fee
None
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- We welcome applicants with less-than-perfect credit
- $0 first year annual fee with AutoPay
- No security deposit required
- $0 ATM cash withdrawal fee and zero fraud liability
- Checking your offer won't affect your credit score
- Instantly access 50% of your credit while your card ships to you
- Annual Percentage Rate (APR) for purchases: 22.49% - 33.99% variable based on Prime Rate
- APR for cash advances: 33.99% variable based on Prime Rate
- Annual Fee: $59 (waived for the first year if you sign up for AutoPay before your first statement)
- Minimum interest charge: no less than $1.00 (ME residents no more than $0.50)
- Foreign transaction fee: 1% of the transaction amount
- Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International