Annual Fee:
Purchase Intro APR:
Purchase Regular APR:
Balance Transfer Intro APR:
Balance Transfer Regular APR:

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate
Cash Advance Fee
Late Fee
Penalty APR
Balance Transfer Fee
Foreign Transaction Fee N/A

Rewards

All Purchases

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
sisler
So Far So Good
by sisler
Helpful to 1352 out of 1467

 

I applied for this card on Tuesday. I was instantly approved with a CL of $1200.00. I received the card yesterday via FedEx. 

The card comes with quite a few disclosure documents. I noticed in the disclosures that they evaluated my credit worhiness based on a TU score of 656, which is old. My current score is 716. Since they pulled my latest score on Tuesday, I'm surprised that the score they report using is not up-to-date. If anyone can shed some light on that, please do!

Aside from that, I'm pretty excited about having a Discover card. The ratings from other customers seem good. I'm a bit nervous about the variable interest rate which is based on the primte rate (which is currently at historical lows). But I don't plan on carrying a balance.

Lastly, I just want to say that CreditKarma is a really good service. Since becoming a member, I've increased my score by quite a bit and I'm more aware of how different parameters affect my score.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
TheNog
If you don't have a BK
by TheNog
Helpful to 306 out of 333

Credit Karma kept telling me my chances were good for getting this card.  However, after application (twice over several moths) the reason for denial isn't my score but the fact that I have a discharged bankruptcy.  Have have many other cards with high limits but this card seems to automatically say NO to a person with a BK.  Might be useful info and prevent a hard pull if you are in the same situation.


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2016 through June 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.