Credit One Bank® Cash Back Rewards Credit Card

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  • All the bonus features you want in a credit card are included. Get 1% cash back on eligible purchases (terms apply). Track your progress over time with free online monthly credit score tracking.
  • See if you Pre-Qualify without harming your credit score. In less than 60 seconds, find the card that's right for you.
  • This is a fully unsecured credit card with no deposit requirement.
  • Automatic reviews for credit line increase opportunities
  • Flexible payment date to assist you in making your payments on time
  • Email or text alerts to remind you when your payment is due
  • Zero fraud liability protects you from unauthorized charges
  • Choose your card design from our premium gallery, a fee may apply
Annual Fee:
$0 - $99
Purchase Intro APR:
Purchase Regular APR:
15.65% - 24.15%*
Balance Transfer Intro APR:
Balance Transfer Regular APR:

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 17.90% - 25.15%* Variable
Cash Advance Fee See Terms*
Late Fee Up to $37
Penalty APR See Terms*
Balance Transfer Fee N/A*
Foreign Transaction Fee 3%, Min: $1*
Return Payment Fee Up to $35



1% on eligible purchases, terms apply


1% on eligible purchases, terms apply

Our Take

The Credit One Bank® Cash Back Rewards Credit Card can help consumers with fair credit health build credit and earn rewards at the same time.

What to Like

The Credit One Bank® Cash Back Rewards Credit Card offers credit lines starting at $300. The card features 1% cash back on eligible purchases (terms apply), and many consumers looking to establish or rebuild their credit may qualify.

Look Out For

The Credit One Bank® Cash Back Rewards Credit Card includes an annual fee that ranges between $0 and $99. Cardholders are also charged $19 annually for adding an authorized user, and not all applicants qualify for a grace period on interest payments, meaning you could be charged interest from the date your charges are posted, instead of only after your due date.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from July 2016 through December 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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