The Citi ThankYou® Preferred Card offers a solid combination of rewards and balance transfer opportunities.
What to Like
Cardholders pay 0% intro APR on both purchases and balance transfers for 15 months (then 14.49 to 24.49% variable APR). They also earn 2 ThankYou Points per dollar spent at restaurants and on entertainment and pay no annual fee.
Look Out For
Cardholders pay a balance transfer fee. There's also a foreign transaction fee and a high penalty APR that could apply if you miss a payment.