Citi® Dividend Platinum Select® Visa® Card - EXPIRED OFFER

Sorry, this offer is no longer available on Credit Karma.
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 – 9/30/14
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
Annual Fee:
Purchase Intro APR:
(12 Months*)
Purchase Regular APR:
12.99% – 22.99%*
Balance Transfer Intro APR:
(12 Months*)
Balance Transfer Regular APR:
12.99% – 22.99%*

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.24%
Cash Advance Fee 5% of each cash advance; $10 minimum
Late Fee Up to $35
Penalty APR See Terms
Balance Transfer Fee 3% of each balance transfer; $5 minimum
Foreign Transaction Fee 3%
Return Payment Fee See Terms


Sign-Up Bonus

Earn $10,000 after you spend $500 in 3 months.

All Purchases

1%% cash back per dollar

Up to $300 earned per month

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
used this for 2 yrs, good experiences
by Anonymous
Helpful to 38 out of 40

I applied for this card while I was in school, to help finance my professional licence exam prep. At the time my Transunion score was about 720, and I was approved for a $4,000 line, 0% for 7 months, and 13.99% thereafter. I've gotten periodic line increases since then, basedon my requests, and currently have a line of $14,500. The cashback rewards are quite good and easy to use--though Discover is really better in that regard, not everywhere takes it. I also got a promotional deal AFTER the intro 0% period was over, allowing me to take advantage of a 0% for 12 months balance transfer for a 3% transaction fee, allowing me to consolidate a good bit of other debt for an effective APR of 3%. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Do not apply for this card
by woodw7
Helpful to 6 out of 6

Do not apply for this card or any Citi cards if you have a bankruptcy of any kind, they will not take you from what the customer care rep stated, the application processes just is very vague and does not give you a detail of any kind. Customer care is hard to understand as well. I tried to call and see if maybe i applied for the wrong card, some banks have different cards for different types of clients. but they said w don't take you at all. I was kind of taken back by how they were you r not wanted at all.


I do have a BOA AMEX, Discover card and Capital one card. so I'm ok, just don't like that it hit my credit as a hard hit and I have fisco score of 710.

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2016 through November 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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