19 Reviews
Rewards rate
1x - 10xPoints per dollarAnnual fee
$95Welcome bonus
60,000PointsEditors' bonus estimate
up to $684
Additional rates & fees
- Annual fee
- $95
- Intro purchase APR
- N/A
- Regular purchase APR
- 21.24% - 29.24%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 21.24% - 29.24%* Variable
- Cash advance APR
- 29.99%* Variable
- Cash advance fee
- 5%, Min: $10
- Late fee
- Up to $41
- Penalty APR
- Up to 29.99% Variable
- Balance transfer fee
- Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum
- Foreign transaction fee
- 0%
- Return payment fee
- Up to $41
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases