Good Sub-Tier card for the annual fee at 3x multipliers on (4) categories. Just got my sign up bonus worth about $600 not to mention the points added to get the bonus =$720. The best value to redeem the points using it on flights or hotels at a 1:1 ratio compared to if you try and redeem for cash, gift cards, or amazon purchases - you would get less! With the $100 hotel credit and TY points on Citi's travel portal used as a combo. Just remember to do your homework when pricing the hotels as sometimes you might get a better deal with third party sites than Citi's Reward Portal. I use this card frequently for gas, market, dining, and of course travel. Had it for a couple months and glad I applied for it.
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