The Citi® Secured MasterCard® is a great option for consumers looking for a starter card to help build their credit through responsible use and on-time payments.
What to Like
The Citi® Secured MasterCard® is available to people with little or no credit, and reports monthly to the major credit bureaus. There are also no application fees associated with this card, though note the required security deposit.
Look Out For
It’s a secured credit card, meaning you’ll have to put down a security deposit equal to the size of your credit limit. There’s also a relatively high APR.